Pre-Retirement

Disability Income Coverage

Here's a statistic you won't want to think about: There is about a one-in-three chance of becoming disabled before retirement. During 2013, 47% of people participating in an EBRI Retirement Confidence Survey reported that they had retired earlier than expected, often because of a health problem or disability (leading causes of disability include arthritis, back pain, heart disease, cancer, depression, and diabetes). One of the only ways to protect yourself your family, and your financial plans from the potentially devastating effects of disability is to purchase disability income insurance. You can learn more here.

WebMD.com, Leading causes of disability, cited 3/6/2014 [http://www.webmd.com/healthy-aging/features/top-causes-disability]