On To Retirement

Social Security Planning

Some Americans are skeptical about whether Social Security benefits will still be around when they retire. Some who trust that Social Security will continue think that the accompanying benefits decisions are simple and straightforward. The reality is that Social Security is one of the most popular programs the federal government has ever introduced, and it also is more complicated than people may think. Social Security has:

  • Complex benefit formulas
  • Deeming provisions
  • Earnings tests
  • File and suspend options, and more

Whether you are filing for retirement benefits, spousal benefits, family member benefits, widow/widower benefits, divorcee benefits, or another type of benefit, it’s important to explore your options and develop a plan before acting.

If you would like to learn more, please contact my office by calling 1-914-725-8790 or sending an e-mail to leitrsm@optonline.net.